EVALUATION ON EARLY MARRIAGE: A POVERTY DERIVED CULTURE IN INDONESIA

Birth, marriage and death are the standard trio of key events in most people’s lives. But only one – marriage – is a matter of
choice. While early marriage takes many different form and has various causes, one issue is paramount. Whether it happens to a
girl or a boy, early marriage violates a panoply of interconnected rights. Early marriage causes serious physical and also
psychological harms and suffering, which is commonly defined as gender-related violence. The reasons behind child marriage
vary from one country to another. More often than not, child marriage takes place due to cultural aspect and poverty. Indonesia
as the biggest country in the southeast Asia region and as the fourth biggest population in the world aren’t so different compared
to the whole picture of the world. The lack of literature which explain the interconnection among how culture and poverty (or
culture of indigence) affect malformed behavior of the society, especially on early marriage issue. Motivated us to use Jurgen
Habermas idea to elucidate the process behind the issue; how culture directly stir every action and decision of the society,
including the un-consistency by the government, and Family decision to wed their child as the strategy to solve economic
problem

Spillover Effect of Islamic Stock Markets in Asia

Purpose: The aim of this study is to investigate correlation and the spillover effect between
the Islamic stock index in Indonesia and other Asian emerging markets including Malaysia,
Thailand, India, China and Taiwan.
Design/Methodology/Approach: The time series data used is from daily returns from May
13, 2011 to October 17, 2017 with 1395 observations. Using Pearson Correlation, the
multivariate VAR model and the Granger Causality test, the study found low correlation
across markets.
Findings: The fluctuation of the Indonesian Islamic stock index is substantially dominated
by local information and creates a spillover effect in all markets in Asia. It also reveals a
bidirectional relationship between the Indonesian market and the Thailand, Indian and
Taiwanese markets, but only a unidirectional relationship between Indonesian market and
Malaysian and Chinese markets.
Practical Implications: The research is able to examine the integration of conventional stock
markets between Indonesian and Asian markets quite well to investigate the spillover effect
in the region.
Originality/Value: The Indonesian market creates an essentially dominant spillover effect on
all Asian market investigated. Using Islamic stock market, this study complements studies
conducted by other researchers.

Spillover Effect of Islamic Stock Markets in Asia

Purpose: The aim of this study is to investigate correlation and the spillover effect between
the Islamic stock index in Indonesia and other Asian emerging markets including Malaysia,
Thailand, India, China and Taiwan.
Design/Methodology/Approach: The time series data used is from daily returns from May
13, 2011 to October 17, 2017 with 1395 observations. Using Pearson Correlation, the
multivariate VAR model and the Granger Causality test, the study found low correlation
across markets.
Findings: The fluctuation of the Indonesian Islamic stock index is substantially dominated
by local information and creates a spillover effect in all markets in Asia. It also reveals a
bidirectional relationship between the Indonesian market and the Thailand, Indian and
Taiwanese markets, but only a unidirectional relationship between Indonesian market and
Malaysian and Chinese markets.
Practical Implications: The research is able to examine the integration of conventional stock
markets between Indonesian and Asian markets quite well to investigate the spillover effect
in the region.
Originality/Value: The Indonesian market creates an essentially dominant spillover effect on
all Asian market investigated. Using Islamic stock market, this study complements studies
conducted by other researchers.

Pengaruh biaya operasional, Dana Pihak Ketiga (DPK), dan Non Peforming Financing (NPF) terhadap margin murabahah Pada bank umum syariah di Indonesia

This study aims to analyze and determine whether there is a direct effect of operating
expense, third fund party and non-peforming financing to margin murabahah in Sharia
commercial bank in Indonesia. Research population is Sharia commercial banks in
Indonesia, while sampling technique used is purposive sampling with selected sample of 5
Sharia commercial banks. Data collection technique in this study is a document review of
company’s Annual Report. However, techniques of processing and analyzing data are
accounting analysis, descriptive statistical analysis, multiple linear regression analysis,
classical assumption test, coefficient determinant coefficient analysis and hypothesis test
using SPSS version 20. Based on the partial test, operating expense and third party fund
have a positive and significant effect on margin murabahah while non-peforming financing
has a negative and insignificant effect on margin murabahah. However, simultaneously
operating expense, third party fund and non peforming financing have a positive and
significant impact on margin murabahah.

Abstraks

Tujuan penelitian ini bertujuan untuk mengetahui pengaruh biaya operasional, dana pihak
ketiga dan non peforming financing terhadap margin murabahah pada Bank Umum Syariah di
Indonesia. Populasi penelitian adalah Bank Umum Syariah di Indonesia, adapun teknik
pengambilan sampel yang digunakan adalah purposive sampling dengan sampel yang
terpilih sebanyak 5 Bank Umum Syariah. Teknik pengumpulan data dalam penelitian ini
menggunakan telaah dokumen, yaitu pengumpulan data dilakukan dengan menelaah laporan
keuangan perusahaan. Teknik pengolahan dan analisis data yang digunakan adalah analisis
akuntansi, analisis statistik deskriptif, analisis regresi linier berganda, uji asumsi klasik,
analisis koefesien determinan R2 dan uji hipotesis dengan menggunakan SPSS versi 20.
Berdasarkan uji hipotesis secara parsial biaya operasional dan dana pihak ketiga
berpengaruh positif dan signifikan terhadap margin murabahah sedangkan non peforming
financing berpengaruh negatif dan tidak signifikan terhadap margin murabahah. Namun,
secara simultan biaya operasional, dana pihak ketiga dan non peforming financing
berpengaruh positif dan signifikan terhadap margin murabahah.

Pengaruh biaya operasional, Dana Pihak Ketiga (DPK), dan Non Peforming Financing (NPF) terhadap margin murabahah Pada bank umum syariah di Indonesia

This study aims to analyze and determine whether there is a direct effect of operating
expense, third fund party and non-peforming financing to margin murabahah in Sharia
commercial bank in Indonesia. Research population is Sharia commercial banks in
Indonesia, while sampling technique used is purposive sampling with selected sample of 5
Sharia commercial banks. Data collection technique in this study is a document review of
company’s Annual Report. However, techniques of processing and analyzing data are
accounting analysis, descriptive statistical analysis, multiple linear regression analysis,
classical assumption test, coefficient determinant coefficient analysis and hypothesis test
using SPSS version 20. Based on the partial test, operating expense and third party fund
have a positive and significant effect on margin murabahah while non-peforming financing
has a negative and insignificant effect on margin murabahah. However, simultaneously
operating expense, third party fund and non peforming financing have a positive and
significant impact on margin murabahah.

Abstraks

Tujuan penelitian ini bertujuan untuk mengetahui pengaruh biaya operasional, dana pihak
ketiga dan non peforming financing terhadap margin murabahah pada Bank Umum Syariah di
Indonesia. Populasi penelitian adalah Bank Umum Syariah di Indonesia, adapun teknik
pengambilan sampel yang digunakan adalah purposive sampling dengan sampel yang
terpilih sebanyak 5 Bank Umum Syariah. Teknik pengumpulan data dalam penelitian ini
menggunakan telaah dokumen, yaitu pengumpulan data dilakukan dengan menelaah laporan
keuangan perusahaan. Teknik pengolahan dan analisis data yang digunakan adalah analisis
akuntansi, analisis statistik deskriptif, analisis regresi linier berganda, uji asumsi klasik,
analisis koefesien determinan R2 dan uji hipotesis dengan menggunakan SPSS versi 20.
Berdasarkan uji hipotesis secara parsial biaya operasional dan dana pihak ketiga
berpengaruh positif dan signifikan terhadap margin murabahah sedangkan non peforming
financing berpengaruh negatif dan tidak signifikan terhadap margin murabahah. Namun,
secara simultan biaya operasional, dana pihak ketiga dan non peforming financing
berpengaruh positif dan signifikan terhadap margin murabahah.

STABILITAS FISIK KRIM M/A EKSTRAK BUAH JAMBU BIJI (Psidium guajava L.) DENGAN VARIASI SETIL ALKOHOL SEBAGAI STIFFENING AGENT

Buah jambu biji memiliki aktivitas antioksidan dan kapasitas pembersihan radikal bebas. Kandungan vitamin C pada jambu biji lebih tinggi dari jeruk. Penggunaan antioksidan adalah pendekatan yang efektif untuk mencegah gejala yang berkaitan dengan penuaan kulit akibat cahaya. Tujuan dari penelitian ini adalah untuk memformulasikan dan mengevaluasi stabilitas fisik krim topikal yang mengandung 5% vitamin C dari ekstrak buah jambu biji dengan berbagai konsentrasi setil alkohol sebagai stiffening agent. Serbuk buah jambu biji diekstraksi dengan metode maserasi menggunakan pelarut etanol. Selanjutnya, krim m/a dibuat dengan metode peleburan dengan konsentrasi setil alkohol 2,5%; 3,5%; dan 4,5% (yaitu F1, F2 & F3). Evaluasi telah dilakukan pada berbagai parameter seperti organoleptik, pH, homogenitas, daya sebar, reologi, dan pemisahan fasa. Ekstrak buah jambu biji mengandung 37,27% vitamin C. Sediaan krim menunjukkan homogen dan tidak ada variasi yang signifikan dalam organoleptik dan pH. Daya sebar krim F1 adalah semifluid sedangkan krim F2 & F3 adalah semistiff. Hasil rheogram menunjukkan aliran plastis dengan thixotropy. Berdasarkan metode sentrifugasi, pada F1 & F2 terdapat pemisahan kecuali F1. Hasil freeze-thaw tidak menunjukkan pemisahan fase selama periode percobaan. Berdasarkan hasil, stabilitas fisik yang baik ditunjukkan oleh F3 yang mengandung 4,5% setil alkohol.

KOMBINASI EKSTRAK HERBA Andrographis paniculata (Burm f.) Nees DAN DAUN Pandanus amaryllifolius Roxb. SEBAGAI ANTIHIPERGLIKEMIA

Herba Andrographis paniculata (Burm f.) Nees atau sambiloto dan daun Pandanus amaryllifolius (Burm f.) Nees atau pandan wangi telah diketahui khasiatnya sebagai antihiperglikemia. Penelitian bertujuan untuk mengoptimasi kombinasi ekstrak etanol 70% herba sambiloto dan daun pandan wangi sebagai antihiperglikemia pada tikus jantan galur Sprague Dawley yang diinduksi aloksan. Hewan uji dibagi menjadi 7 kelompok perlakuan, masing-masing kelompok terdiri dari 4 ekor tikus. Kelompok I adalah kelompok tanpa perlakuan; kelompok II mendapatkan glibenklamid dosis 0,26 mg/Kg BB; kelompok III mendapatkan ekstrak herba sambiloto tunggal dosis 1000 mg/Kg BB; kelompok IV mendapatkan ekstrak daun pandan wangi tunggal dosis 600 mg/Kg BB; kelompok V, VI, dan VII masing-masing mendapatkan kombinasi ekstrak herba sambiloto dan daun pandan wangi dosis berturut-turut 1000:300, 500:300, dan 500:600 mg/Kg BB. Pemeriksaan kadar gula darah menggunakan sampel serum darah tikus yang diukur dengan metode GOD-PAP dan dibaca dengan spektrofotometer klinikal mikrolab 300. Preparat jaringan pankreas diamati menggunakan mikroskop dengan perbesaran 40x untuk melihat ada tidaknya vacuolation dan nekrosis pada sel pulau Langerhans pankreas. Data persentase penurunan kadar gula darah tikus dianalisis menggunakan ANOVA satu arah dan dilanjutkan dengan uji Tukey. Gambaran histopatologi pankreas dianalisis secara deskriptif. Hasil penelitian menunjukkan bahwa kelompok yang mendapatkan kombinasi ekstrak herba sambiloto dan daun pandan wangi (500:300 mg/Kg BB) merupakan kelompok kombinasi yang lebih baik dari kelompok ekstrak tunggalnya (p<0,05) dan sebanding dengan kelompok kontrol positif glibenklamid (p>0,05) dalam menurunkan kadar gula darah. Semua kelompok kombinasi ekstrak mampu memberikan perbaikan sel pulau Langerhans pankreas tikus.

BEYOND GOOD GOVERNANCE: AN ULTIMATE KEY SUCCESS FOR HIGHER EDUCATION QUALITY

The purpose of the study was to find out the effect of leadership and cultural academic on good governance,
which focused on transparency and accountability aspects. The study adopted a quantitative approach by using causal
survey method with path analysis technique, which was to test the hypothesis. Thirty-one respondents consisting of
lecturers and staff of graduate school of Universitas Muhammadiyah Prof. DR. HAMKA (UHAMKA) were taken as a
sample by using Taro Yamane formula. Questionnaire of three variables was distributed to the respondents by
employing a Likert scale. For data analysis, the study used SPSS 21 to test data normality, linearity, coefficient
correlation, and path coefficient. The research has revealed that: 1) leadership has a direct positive effect on academic
culture; 2) leadership has a direct positive impact on good governance; 3) academic culture has a direct positive effect on
good governance; and 4) the implementation of good governance is in accordance with its principles, i.e., transparency
and accountability which has excellent impact to human resource quality, particularly in term of the increasing number
of research and community service. It can be concluded that organization coherence is well created on account of the
implementation of good governance principles, which is supported by strong leadership and academic culture. On the
other word, strong leadership plays a vital role in effective governance.

TECHNOLOGY CONTRIBUTION TO THE INDONESIAN REGIONAL ECONOMY

This paper aimed to analyze the contribution of technology to Indonesian regional economy. Growth accounting
method was employed using data on GDRP, regional/provincial capital accumulation and regional/provincial
employment from during the year of 2002 to 2010. The contribution of factors and technology to Indonesian
regional economy were analyzed and presented. The results show that the contribution of technology to Indonesian
economy, on average during 2002-2010 at national level, was 24.4 per cent. Spatially, the contribution of
technology to Indonesian regional economy varies among Island as well as among provinces within island. The
highest contribution of technology was by Java Island (39.77%) followed by Bali-Nusa Tenggara Island (35.39%).
The lowest technology contribution was in Kalimantan Island (12.82%). In Java Island, the highest contribution
of technology was in the East Java Province (49.63%) and the lowest contribution was in the Special Province of
Yogyakarta (28.35%). In Bali-Nusa Tenggara, the highest contribution of technology was in East Nusa Tenggara
Province (51.71%), and the lowest contribution was in the Province of Bali (25.89%). In Kalimantan Island, the
highest contribution of technology was in West Kalimantan Province (41.91%) and the lowest contribution was in
South Kalimantan Province (24.25%).